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The Trustee and its operations

Perpetual Superannuation Limited (PSL) is a member of the Perpetual Limited Group of Companies (Perpetual).

As one of the most trusted providers of financial products and services in Australia, Perpetual has been entrusted by generations of Australians to manage, grow and protect their wealth.

PSL draws upon Perpetual’s strong fiduciary background, along with its proven investment management experience, to offer a product suite designed to provide our members greater control and flexibility over their retirement savings. We support members and their advisers in the management of each member’s financial journey throughout their lifetime.

PSL’s purpose is “enduring prosperity for the lifetime of our members”. This is underpinned by PSL’s vision to be the trusted provider of market-leading superannuation solutions in our chosen segments, and by PSL’s three core values – excellence, integrity and partnership.

As the holder of a Registrable Superannuation Entity (RSE) license, PSL is regulated by the Australian Prudential Regulation Authority (APRA). By having a single entity within Perpetual as the licensee for all APRA regulated superannuation funds, PSL is able to focus solely on Perpetual’s superannuation offering and outcomes for members of Perpetual’s superannuation funds thereby helping it to discharge its fiduciary and trustee duties to fund members.

The Board of Directors oversees all aspects of PSL and is made up of 3 independent non-executive directors and 2 Perpetual Group executive directors. Further information on the directors is provided below.

Perpetual’s business divisions are responsible for manufacturing, offering, distributing and marketing the superannuation products (collectively the “Funds”). which are set out in the table below.

Perpetual's Superannuation Products


Fund Name	Fund Acronym	ABN	Registrable Superannuation Entity Number (RSE)
Perpetual’s Pooled Superannuation Trust Closed and wind up date 6 June 2024.	PPST	89 544 906 125	RSE 1057027
Perpetual Private Super Wrap A comprehensive superannuation investment solution providing wide investment choice and flexibility including a range of ASX Listed Securities, Term Deposits and professionally managed investment options within the one convenient administrative package.	PPSW	22 897 174 641	RSE 1074406
Perpetual’s Select Superannuation Fund A simple superannuation investment solution providing a range of multi manager, multi asset class and single asset class investment options.	PSSF	51 068 260 563	RSE 1057034
Perpetual Small APRA Funds A comprehensive trustee, administration and custody service for DIY superannuation funds providing wide investment choice and flexibility.	SAFs	Various	RSE Various
Perpetual WealthFocus Superannuation Fund Offers a superannuation investment solution providing a range of professionally managed investment options with the one convenient administrative package.	WFSF	41 772 007 500	RSE 1057010

Service providers

PSL is committed to providing quality service to its members and through various internal and external relationships, employs competent and specialist staff to manage our funds on a day to day basis under the direction of and by delegation from the Trustee Board. The Trustee Board has a number of delegated committees in place as executive bodies that strategically govern and oversee the operation and investments of the funds and report on their services to ensure that PSL runs efficiently on a day-to-day basis and that key obligations and service standards are met or exceeded.

PSL’s key service providers, whose services may affect a material business activity, are listed below. These service providers may also have various consultants and panels of advisers that they use for specialist advice, but the following reflect the key relationships within Perpetual and with external service providers.

Key Service Providers


Service Provider	ABN	Services Provided
Perpetual Limited	86 000 431 827	Group insurance arrangements and management staff including Risk & Compliance, Internal Audit, Legal, HR, Finance, IT, Secretariat & Product Management
Tech Mahindra Limited (via Perpetual Services Pty Limited through Perpetual Limited)	15 092 511 558	Administration services for PPST*, PSSF and WFSF including unit registry, client administration, insurance administration and reporting
Perpetual Investment Management Limited	18 000 866 535	Custody and Administration services for PPST, PSSF and WFSF including unit registry, client administration, investment administration, custody, insurance administration and reporting. Investment Management for PPST, PSSF and WFSF
State Street Australia Limited (SSAL) (via Perpetual Investment Management Limited)	21 002 965 200	Sub-Custody and Administration services for PPST*, PSSF and WFSF including unit pricing, fund accounting and investment administration
Perpetual Trustee Company Limited	42 000 001 007	Custody and Administration services for PPSW and the SAF’s including fund administration, client administration, investment administration, custody, insurance administration and reporting
Macquarie Investment Management Limited (via Perpetual Trustee Company Limited)	66 002 867 003	Administration services for PPSW and the SAF’s including fund administration, client administration, investment administration, custody, insurance administration and reporting
Microsoft Pty Ltd (via Perpetual Services Pty Limited through Perpetual Limited)	29 002 589 460	Cloud infrastructure and based O365 Exchange platform supporting business email services.
Zurich	92 000 010 195	Death, total and permanent disablement (TPD) and income protection insurance cover - PPSW
AIA Australia Limited	79 004 837 861	Death, total and permanent disablement (TPD) and income protection insurance cover – WFSF, PSSF and PPSW
Bond Street Custodians Limited (via Perpetual Trustee Company Limited)	57 008 607 065	Custody services for PPSW and the SAF’s
KPMG	51 194 660 183	External Auditor

*PPST is closed and wind up date was 6 June 2024

Perpetual Superannuation Limited (PSL) ABN 84 008 416 831 as the Responsible Superannuation Entity Licensee of the following Responsible Superannuation Entities (RSEs).

RSE	ABN
Perpetual's Pooled Superannuation Trust	89 544 906 125
Perpetual's Select Superannuation Fund	51 068 260 563
Perpetual WealthFocus Superannuation Fund	41 772 007 500
Perpetual Super Wrap	22 897 174 641

has received consent from the Australian Securities and Investments Commission for the resignation of Nicholas Buchanan (ASIC Registration Number 485786) as the RSEs auditor. As a result, PSL has now accepted the resignation of Nicholas Buchanan of KPMG and has appointed KPMG (ABN 51 194 660 183) as the auditor for the RSEs.

The appointment of KPMG was made following the approval of the Board to change the RSEs auditor from an individual auditor to an audit firm and is effective the date of this notice, being the 6 August 2024.

Fund annual reports and financial statements

Annual reports for Perpetual superannuation funds Perpetual Superannuation 2024 Annual Financial Report

Policies and processes

PSL generally utilises the policies and process of its related party entities, however, it would like to specifically note the following policies:

PSL maintains a Proxy Voting Policy where it outlines its approach to exercising its right to vote for the various types of investments that it may hold through its Funds.

PSL maintains a Conflicts Management Framework to ensure the management of conflicts of interest. This framework outlines PSL’s approach to the management of conflicts and aims to ensure that PSL identifies, takes all reasonably practicable actions to avoid and/or prudently manages all potential and actual conflicts in its business operations. It sets out the means by which PSL leverages the broader group so as to effectively identify and manage conflicts as well as comply with regulatory / legislative obligations.

PSL Proxy Voting Policy Perpetual Private's Voting Proxy Activity Conflicts Management Framework

PSL register of relevant interests and relevant duties

In accordance with PSL Conflicts Management Framework, PSL maintains a Register of Relevant Interests and Relevants Duties for PSL, its associates and responsible persons.

PSL register of relevant interests and duties

Diversity policy

PSL has adopted the Perpetual Diversity and Inclusion Policy which applies to all associated entities of Perpetual Limited. The policy includes a requirement to establish measurable objectives for achieving gender diversity on the Trustee Board and to assess these objectives and progress in achieving them on an annual basis.

The Board’s gender diversity objective is currently met.

PSL Diversity Policy

Our trustee board and related information

Board appointment and renewal. It is PSL's policy that its Board of directors, collectively, comprise an appropriate mix of skills, experience and personal attributes, and to ensure that the Board remains open to new ideas and independent thinking, in order to enhance Board performance and ensure that the board acts in the best interests of beneficiaries of PSL’s superannuation funds.

Information about our Directors and Executive Officers. The Board of Directors oversees all aspects of PSL and is made up of 3 independent non-executive directors and 2 Perpetual Group executive directors.

PSL board appointment and renewal policy More about our Directors and Executive Officers Schedule of Director attendance Remuneration disclosure Perpetual Superannuation Limited constitution

Insurance in superannuation voluntary code of practice

PSL has stated its intent to adopt the Insurance in Superannuation Voluntary Code of Practice (the Voluntary Code) which had been scheduled to come into effect on 1 January 2022.

Since the development of the Voluntary Code, the majority of the requirements have been overtaken by legislative and regulatory reforms and the Code Owners* announced on 1 July 2021 to replace the Voluntary Code.

^{* The Code Owners are the Association of Superannuation Funds of Australia (ASFA), the Australian Institute of Superannuation Trustees (AIST) and the Financial Services Council (FSC).}

Further information and guidance on issues not covered by legislation.

Find more information on our superannuation funds

Perpetual MySuper Pooled Super Trust Australian Eligible Rollover Fund DIY Super Solutions Perpetual Private Wrap