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Perpetual Credit Income Trust

Perpetual Credit Income Trust

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Perpetual Credit Income Trust

The Perpetual Credit Income Trust (the Trust) aims to generate sustainable, regular income by investing in a diversified portfolio of credit and fixed income assets. The Trust targets a total return equal to the RBA Cash Rate plus 3.25% pa (net of fees)^ through the economic cycle.

^ This is a target only and may not be achieved

Why invest in Perpetual Credit Income?

Monthly income. The Trust targets a total return equal to the RBA Cash Rate plus 3.25% pa (net of fees).* The Trust intends to pay income monthly.
Benefit from Perpetual Asset Management. Perpetual Asset Management is the Trust's investment manager. Perpetual Asset Management's Credit and Fixed Income Team has extensive experience and a consistent track record of performance. The senior portfolio managers have been investing together for over 20 years.
Diversification. The Trust’s broad investment universe provides diversification and flexibility which means the portfolio manager can actively move within a broad range of assets to adapt to changing market conditions and select the best assets to deliver returns.
Access to defensive assets. By investing in the Trust, you gain access to fixed income and credit assets – a defensive asset class which typically has a track record of low capital volatility.
Dynamic investment strategy. Perpetual Asset Management's investment process seeks to preserve capital and deliver repeatable returns. Its active investment strategy allows it to position the portfolio to address changing market and economic conditions.
ASX listed - Liquidity The Trust is available via the ASX. You can invest and trade just like any share.
Floating rate exposure. The Trust is designed to have floating rate exposure which means prospect for rising income and distributions is more promising as underlying interest rates rise.
Specialists in Australian corporate credit. While the Trust can invest around the world, it typically focuses on Australian issuers given our local presence, ability to meet borrowers and manage credit risk for the portfolio.
Institutional grade portfolio. Perpetual Asset Management is one of Australia’s leading active credit fund managers. Due to its size and market position, the Trust can offer investors access to quality credit and fixed income assets not typically available to individual investors.

Key risks:

This website does not constitute an offer to invest in the Trust. All investments are subject to risk which means the value of investments may rise or fall, which means that you may receive back less than your original investment or you may not receive income over a given time frame. The key risks associated with investing in the Trust include ASX liquidity risk, investment risk, credit and default risk, credit margin risk, investment strategy risk, related party risk, legal and regulatory risk. Refer to section 7 of the PDS for a comprehensive summary of potential risks. Please click here for more details on the associated risks.

This information on this website has been prepared and issued by Perpetual Investment Management Limited ABN 18 000 866 535 AFSL 234426 (PIML). Perpetual Trust Services Limited ABN 48 000 142 049 AFSL 236648 (PTSL) is the responsible entity and issuer of the Perpetual Credit Income Trust ARSN 626 053 496 (Trust). PTSL has appointed PIML to act as the manager of the Trust.

The information contained in this website is general information only, is not financial advice, and has been prepared without taking into account your objectives, financial situation or needs.  You should consider the product disclosure statement of the Trust dated 8 March 2019 prior to making any investment decisions in relation to the Trust.  If you require financial advice that takes into account your personal objectives, financial situation or needs you should consult your licensed or authorised financial adviser. 

Neither PIML nor PTSL guarantees the repayment of capital or any particular rate of return from the Trust.  Neither PIML nor PTSL gives any representation or warranty as to the currency, reliability, completeness or accuracy of the information contained on this website.  To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. Past performance is not a reliable indicator of future performance.

Preproduction: 20241219.1 - Separation-UAT-3+0cae3048c64d2bf03de440af7213f143413849aa