Power of Attorney and Lifestyle Assistance

The help you need to live the life you want

As you grow older, certain physical, mental and administrative tasks that used to be easy, get harder to complete – or just take an irritatingly long time. It might be managing complex financial decisions – your investments, rental properties etc. Or it might mean big projects like remodelling your home so you can live there longer. It could be something as mundane but important as organising (and arranging payment for) home maintenance.

Perpetual’s Lifestyle Assist service wraps all those types of needs into a single package you can tailor to meet your exact needs as you age. If you want the help, your Perpetual financial adviser can integrate Lifestyle Assist into your overall financial planning service so your financial and lifestyle needs are met in the same place.

You’ll have your own Lifestyle Assist consultant who works with you, co-ordinates help from other experts and answers any questions you or your family might have as the service evolves to meet your needs over time.

Most importantly, Lifestyle Assist keeps you in control as you age – so you have more time with the people that really matter to you.

Helping you get the most out of life

Adjusting to change

Old age, just like every other major lifestage (think marriage, parenthood, retirement) brings with it big changes. Both physically and mentally, things get a little bit harder. But just because age is inevitable doesn’t mean we can’t manage it.

The secret is to identify what’s getting harder and what you still enjoy. What you need help with, and what you still like to do yourself. Then you can enjoy your independence and get the help you need to make life that much better.

Managing the money

Money gives us choices; it frees us to be independent. But it also carries a heavy load of responsibility. When we were younger, money decisions were about how to earn and save money. Old age presents us with different questions, such as: How do you manage your assets and income so you always get to live the way you want to? Can you afford the best possible medical care? Will you have assets you need to move into aged care if that’s a choice you want to make?

Perhaps most importantly of all – when it comes to making those financial decisions – about wills, estate planning, aged care and your investments - will you have someone by your side who is both independent and trusted?

Maintaining your lifestyle

As you get older it’s more important than ever that your home is comfortable, clean and safe. That it’s built to suit your needs (better heating and cooling, fewer stairs!). You want to make sure you can get where you want, when you want, eat well, stay in touch with friends.

That takes money – but it’s also easier if you have someone to help you arrange those services –from cleaners to builders, architects to Uber drivers and everything in between. You don’t need someone who can help you with everything. You need someone who can get you help with everything.

Your family and you

Family is the great joy of old age (and not just for the person who is old!). With some luck, and good health, it can be a time when you have more time for grandchildren and close family, help them financially if you can and perhaps even get them involved in some charitable giving.

But families are complicated things and these days family trees have lots of different branches. Some expert help and good advice (from financial planners, solicitors, estate planning and philanthropy experts) can make sure your goals become reality – and that your family pull together rather than apart.

Expert tips on ageing happily

In collaboration with Home Instead Senior Care, a national provider of high-quality in-home care for older Australians, Perpetual have developed this free guide that demystifies the aged care maze, helping seniors age successfully.

Read more about how you can plan

Client Stories

Jannette and Bunty

When you get older you want to spend more time with the people you care about and less time on admin and paperwork. In this video we spend time with Jannette and Bunty, two retirees who turned to John Carrigan at Perpetual to look after their practical needs and financial affairs. Thanks to Power of Attorney - and a strong bond of trust - John helps them enjoy life and peace of mind.

Three Lifestyle Assist life stories

For older Australian, getting extra help to manage their money and lifestyle is an investment in their quality of life. Here are three true-life stories where we delve a little deeper into these clients lives to find out how they're using Perpetual's Lifestyle Assist service - and the lessons that has for other older Australians looking for help.

Managing wealth
Planning for retirement
Giving & Passing On Wealth

Managing wealth
- Strategic financial advice
- Investment advice & management
- Income, savings & debt management
- Personal Insurance
- Tax & accounting
- Health & personal injury support
- Family office
- Property management
Exceptional financial advice to protect and grow your wealth. That’s our enduring commitment to you backed by an investment philosophy that has stood the test of time.
Planning for retirement
- Retirement and succession planning
- Superannuation & pension management
- Power of attorney & Lifestyle assistance
A post-work paradise takes careful planning. We can help you to structure your finances effectively and create an investment portfolio that protects your wealth without jeopardising your lifestyle.
Giving & Passing On Wealth
- Charitable giving & philanthropy
- Trust setup & management
- Wills, estate planning & executorial services
From the creation of your estate plan through to tax-effective giving structures, our team can help you to create a legacy for the people and causes closest to your heart.

Lifestyle Assist - you choose the help you need. The essence of the Lifestyle Assist service is that it’s tailored to what you need. Here are some of the key features.

Financial Advice

Power of Attorney services

Personal Concierge

Life at home

Your best interest at heart

Dealing with a mix of your financial, practical and lifestyle needs requires a deeply personal touch. Your Lifestyle Assist consultant provides that. They’re the first person you call when there’s a problem you need fixed or when you want to do something to improve your day-to-day living situation or manage a money issue. Over time our consultants become ‘almost like family’ to their clients. (See the Bunty and Jeannette video above for real-life examples).

This personal approach becomes ever more important when you are faced with major decisions late in life – like moving out of the family home and into some form of aged care. Your Lifestyle Assist consultant will work with you and your adviser to help you make a decision that delivers the lifestyle, social and emotional benefits you’re looking for.

Perpetual and Home Instead (a specialist provider of personal lifestyle needs for older Australians) have produced a booklet to help you navigate the big late-life decisions.

Your investments, day to day finances, looking after your home, providing financially for your children. These may be things you’ve done all your life but you don’t have to do them all anymore. Perpetual’s Lifestyle Assist service is end-to-end – you select the range of things you want help with and your personal consultant works with your financial adviser to coordinate them all.

Perpetual is an ASX-listed, diversified financial services company which has been serving Australians since 1886 when it was established as a trustee company by a group of businessmen including Sir Edmund Barton, later to be Australia’s first Prime Minister. That trustee heritage – and the culture it created around putting clients first – is what makes Perpetual unique.

We have been earning the trust of our clients for more than 130 years and pride ourselves on our long-standing client relationships – some of which span five generations.

Enjoy the life you deserve

Would you like to enjoy the best possible lifestyle as you age? Appreciate some expert help when it comes to everyday lifestyle fixes and big financial decisions? Want someone you can trust to pull it all together for you? Talk to us today. Call us on 1800 631 381 or complete the form below.

Meet our financial advisers